Guide to Buying a property
We take great pride in matching people with the right property. The Roding Estates’ team is dedicated to help you with your property purchase every step of the way – from arranging a free valuation with one of our expert sales team or a free consultation with our in-house knowledgeable mortgage broker, to providing around-the-clock support until we hand over the keys for your new property (and usually long after).
Before starting to look for a property, you need to get a clear idea of your finances. Meet with a mortgage broker to find out how much you can borrow and obtain an ‘agreement in principle’ with a mortgagee / lender (usually the bank). This is an offer of a mortgage from the proposed mortgagee (usually the bank) and will stay valid for 3 months.
At Roding Estates we offer a free, no obligation consultation with our experienced mortgage broker. Click here to arrange an appointment
Finding a property
By registering with us, you will be notified about new properties that match your requirements as soon as they are available and before they have been put on the market. At Roding Estates we aim to make the viewing process as convenient for you as possible. Viewings are conducted until 9pm on weekdays and 6pm on Saturdays. All viewings are conducted by one of our experienced team members who will have an extensive knowledge about the property.
Making an offer
Once you have found a property that suits your needs and requirements, make an offer and we will pass it to the owner both in writing and verbally. Roding Estates will update you if your offer has been accepted or rejected and advise you on the next steps to secure your property.
Once the offer is agreed and a notification of sale has been handed to all parties with the agreed price, you will need to appoint a conveyancer/solicitor. Roding Estates can recommend a trusted panel solicitor if you don’t already have one in mind.
When the funds have been made available and the contracts have been signed, you are ready to exchange. At this point you will have to put down a deposit which is usually 10% of the purchase price and agree on the completion date.
On the completion day the balance is transferred from your solicitor’s account who then transfers the funds to the seller’s solicitor’s account. Once a transfer deed document has been issued, the seller will release your keys and it’s time to celebrate. Congratulations on your property purchase!